Published January 21, 2026

Texas cities that stand out as great places to retire on a budget!

Author Avatar

Written by Kristine Abramowitz

Texas cities that stand out as great places to retire on a budget! header image.

Texas Cities Among The Best To Retire To On A Budget! 

Retirement is an exciting chapter of life, and choosing the right place to settle down can make all the difference. For those looking to retire comfortably without breaking the bank, Texas offers several cities that combine affordability, quality of life, and vibrant communities. As a real estate professional dedicated to helping clients build wealth and design their ideal lives, I’m excited to share some of the best Texas cities to retire to on a budget.

  1. San Antonio: Rich in culture and history, San Antonio offers retirees a warm climate, affordable housing, and plenty of recreational activities. The cost of living here is lower than the national average, making it easier to stretch your retirement savings. From the famous River Walk to numerous parks and golf courses, there’s always something to enjoy.

  2. Corpus Christi: If you love coastal living, Corpus Christi is a fantastic option. This city provides beautiful beaches, a relaxed lifestyle, and affordable real estate options. The cost of living is reasonable, and the community is welcoming, making it a great place to enjoy your golden years.

  3. Waco: Known for its small-town charm and growing amenities, Waco offers affordable housing and a slower pace of life. It’s perfect for retirees who want a close-knit community with access to cultural attractions, local dining, and outdoor activities.

  4. Tyler: Often called the “Rose Capital of America,” Tyler boasts beautiful gardens, a mild climate, and affordable living costs. The city has a strong healthcare system and plenty of recreational opportunities, ideal for retirees seeking both comfort and convenience.

  5. Amarillo: Located in the Texas Panhandle, Amarillo offers a low cost of living and affordable real estate. It’s a great choice for retirees who appreciate a quieter lifestyle with access to nature, including nearby parks and trails.

Why Choose Texas for Retirement?

Texas stands out for its lack of state income tax, which can significantly benefit retirees living on fixed incomes. Additionally, the diverse cities across the state provide options for every lifestyle—whether you prefer urban excitement, coastal tranquility, or small-town charm.

As someone who has experienced many real estate markets across the country, I understand the importance of finding a community that fits your financial goals and lifestyle preferences. My team and I at The Bryan Davis Group are here to help you navigate the Texas real estate market with confidence, ensuring you find the perfect home to enjoy your retirement years.

If you’re considering retiring in Texas and want to explore your options, feel free to reach out. Together, we can make your dream retirement a reality—on a budget that works for you.

Recently, Travel and Leisure published an article "This Small Texas City Is the Cheapest Place to Retire on a Budget in the U.S." , which offers further insights on place to consider retiring to.

Contact Bryan Davis
The Bryan Davis Group
Phone: +1 972-849-8210
Email: bccdavis@kw.com
Website: https://thebryandavisgroup.com

Retire smart, live well, and enjoy the best Texas has to offer!

Categories

Community Spotlight, Investing in real estate, Retirement Communities
home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way